{"id":21417,"date":"2025-12-05T04:25:27","date_gmt":"2025-12-05T08:25:27","guid":{"rendered":"https:\/\/www.red94.net\/news\/mortgage-rates-news-6-2-holds-steady-as-experts-say-dont-expect-drops-anytime-soon-despite-fed-uncertainty\/"},"modified":"2025-12-05T04:25:40","modified_gmt":"2025-12-05T08:25:40","slug":"93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d","status":"publish","type":"post","link":"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/","title":{"rendered":"Mortgage rates news: 6.2% holds steady as experts say don’t expect drops anytime soon despite Fed uncertainty"},"content":{"rendered":"

Mortgage rates hold steady around 6.2%<\/b> this week, creating a critical window for homebuyers before the Federal Reserve’s final meeting of 2025. Despite expectations of a rate cut in early December, experts warn that mortgage rates won’t drop anytime soon due to persistent economic uncertainty and market volatility.<\/p>\n

\n

\ud83d\udd25 Quick Facts<\/h3>\n
    \n
  • The 30-year fixed mortgage rate averaged 6.19%<\/b> as of December 4, 2025, down from 6.23% the previous week, according to Freddie Mac.<\/li>\n
  • Mortgage rates have remained stable in the 6.2%-6.3% range since October 2025<\/b>, showing remarkable consistency despite Fed policy signals.<\/li>\n
  • The Federal Reserve’s meeting on December 9-10 is expected to bring a rate cut<\/b>, but most economists predict mortgage rates will stay elevated through 2026.<\/li>\n
  • Major forecasters including Fannie Mae, Zillow, and Realtor.com predict rates around 6.3% by year-end 2025<\/b> and similar levels throughout 2026.<\/li>\n<\/ul>\n<\/div>\n

    The Current Mortgage Landscape: Why Rates Hold Firm<\/h2>\n

    Mortgage rates have demonstrated unusual stability this fall, hovering near one-year lows despite multiple Fed signals suggesting rate cuts. The 30-year fixed mortgage rate remains around 6.2%<\/b>, down marginally from mid-summer peaks. This steadiness reflects a disconnect between traditional Fed policy and the Treasury bond market, which directly determines mortgage pricing.<\/p>\n

    Unlike the Fed’s benchmark rate, mortgage rates follow the 10-year Treasury bond yield<\/b>, which investors trade based on economic outlook and uncertainty. When confidence wavers, investors rush to Treasuries, applying downward pressure on rates. When inflation concerns rise, rates climb. This dynamic means Fed rate cuts alone won’t automatically translate to mortgage savings for borrowers.<\/p>\n

    Samir Dedhia, CEO of One Real Mortgage, explained the opportunity<\/b>: “With more housing inventory coming online and home prices starting to level off, this remains a promising environment for those looking to buy or refinance.”<\/p>\n

    The Federal Reserve’s December Decision and What It Means<\/h2>\n\n\n\n\n\n\n\n
    Key Market Data<\/td>\nCurrent Status (Dec. 4, 2025)<\/td>\n<\/tr>\n
    30-Year Mortgage Rate<\/td>\n6.19%<\/b> (down from 6.23% previous week)<\/td>\n<\/tr>\n
    15-Year Mortgage Rate<\/td>\n5.54%<\/b> (up from 5.51% previous week)<\/td>\n<\/tr>\n
    Fed Probability for Dec. Cut<\/td>\n87%<\/b> according to market-implied probabilities<\/td>\n<\/tr>\n
    10-Year Treasury Yield<\/td>\n4.06%<\/b> (key mortgage rate driver)<\/td>\n<\/tr>\n
    Year-Over-Year Rate Change<\/td>\n0.50% lower<\/b> than December 2024 (6.69%)<\/td>\n<\/tr>\n<\/table>\n

    The market widely expects the Federal Reserve will cut its benchmark rate by 25 basis points on December 10<\/b>, marking what may be the final cut of 2025. However, experts caution that this cut won’t necessarily lower mortgage rates substantially. The Fed has cut rates twice already this year\u2014in September and October\u2014yet mortgage rates have remained stuck near 6.2%.<\/p>\n

    Anthony O. Kellum, president of Kellum Mortgage in Michigan, observed<\/b>: “The market feels like it’s in a holding pattern, with most investors and lenders waiting for clearer direction from the Federal Reserve.” This hesitation reflects uncertainty about inflation, employment trends, and political uncertainty heading into 2026.<\/p>\n

    Experts Warn: Don’t Expect Major Rate Drops Anytime Soon<\/h2>\n

    Despite Federal Reserve rate cuts potentially coming this month, mortgage rate forecasters uniformly predict rates will stay elevated throughout 2026. Zillow economists believe mortgage rates will remain above 6%<\/b>, while both Realtor.com and Redfin expect rates to average 6.3% in 2026<\/b>. This represents a shift in market psychology\u2014lenders view current rate levels as a “new normal” rather than temporary highs.<\/p>\n

    Several headwinds keep rates anchored above 6%. First, inflation pressures persist<\/b>, with the rate climbing to 3% in September as tariff policies added costs throughout the economy. Second, job market weakness signals economic stress<\/b>, with employers cutting 71,000 positions in November 2025\u2014the worst performance since 2022. Third, Treasury yields remain elevated<\/b> at 4.06%, providing little room for mortgage rates to drop without broader economic deterioration.<\/p>\n

    Bankrate’s analysis notes<\/b> that Fed cuts may bring modest downward pressure, but “there’s no guarantee they will fall by a huge amount.” Historical data shows the relationship between Fed policy and mortgage rates is complex, with long-term Treasury yields driven more by inflation expectations and investor sentiment than by central bank actions.<\/p>\n

    What This Means for Homebuyers and Refinancers<\/h2>\n

    Borrowers face difficult choices in this environment. Mortgage rates of 6.2% represent better value than the 7%+ rates seen in late 2023<\/b>, but they’re elevated enough to squeeze affordability. At 6.28% on a $400,000 loan, monthly payments reach approximately $2,400<\/b> for principal and interest alone\u2014representing roughly 24% of median household income.<\/p>\n

    Purchase applications remain modest, according to the Mortgage Bankers Association<\/b>, with refinancing applications dropping 4% through the first week of December. MBA President Bob Broeksmit stated<\/b>: “Purchase applications were up slightly, but demand overall remains modest in light of ongoing affordability challenges and economic uncertainty.” This suggests many potential homebuyers are sitting on the sidelines, hoping for rates to fall.<\/p>\n

    For those committed to buying or refinancing, the current environment offers relative stability. Rates have held steady for weeks, reducing the risk of timing concerns. Some lenders report slight inventory improvements and price stabilization, creating modest opportunities for negotiation after years of seller-dominated markets.<\/p>\n

    What Should Borrowers Expect for the Rest of 2025 and Beyond?<\/h2>\n

    The remainder of December 2025 will likely bring small rate fluctuations around current levels. A December Fed rate cut could help keep rates at current lows through year-end<\/b>, according to Realtor.com’s analysis. However, dramatic improvements shouldn’t be expected\u2014forecasters predict rates will enter 2026 near 6.2%-6.3%.<\/p>\n

    Longer-term forecasting becomes murkier due to political and economic uncertainty. Trade policy decisions, inflation trends, and labor market conditions will ultimately determine mortgage rate direction in 2026. For now, experts advise homebuyers to focus on strong credit scores, stable employment, and financial readiness rather than waiting for perfect rates. “Opportunity still exists at current levels,”<\/b> according to mortgage professionals, making this an appropriate time for qualified borrowers to move forward rather than delay.<\/p>\n

    Sources<\/h3>\n
      \n
    • Freddie Mac<\/b> – Weekly Primary Mortgage Market Survey, December 4, 2025<\/li>\n
    • Bankrate<\/b> – Mortgage rates analysis and lender survey data<\/li>\n
    • Yahoo Finance<\/b> – Mortgage market reporting and economist projections<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":23,"featured_media":21416,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"schema_org_data":"{\"@context\":\"https:\/\/schema.org\",\"@graph\":[]}","_extracted_celebrities":"","_extracted_movies":"","_extracted_places":"","_extracted_videos":"","_last_enrichment_date":"2025-12-05 04:25:53","footnotes":""},"categories":[391],"tags":[],"class_list":["post-21417","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-finance","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33"],"yoast_head":"\nMortgage rates news: 6.2% holds steady as experts say don't expect drops anytime soon despite Fed uncertainty<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgage rates news: 6.2% holds steady as experts say don't expect drops anytime soon despite Fed uncertainty\" \/>\n<meta property=\"og:description\" content=\"…\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/\" \/>\n<meta property=\"og:site_name\" content=\"Red94\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-05T08:25:27+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-05T08:25:40+00:00\" \/>\n<meta name=\"author\" content=\"Patrick Graham\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Patrick Graham\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/\"},\"author\":{\"name\":\"Patrick Graham\",\"@id\":\"https:\/\/www.red94.net\/news\/#\/schema\/person\/a87cd0001445db88250833ec7b7ce9a9\"},\"headline\":\"Mortgage rates news: 6.2% holds steady as experts say don’t expect drops anytime soon despite Fed uncertainty\",\"datePublished\":\"2025-12-05T08:25:27+00:00\",\"dateModified\":\"2025-12-05T08:25:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/\"},\"wordCount\":947,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.red94.net\/news\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.red94.net\/news\/wp-content\/uploads\/2025\/12\/53463-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d.jpg.png\",\"articleSection\":[\"Business & Finance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/\",\"url\":\"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/\",\"name\":\"Mortgage rates news: 6.2% holds steady as experts say don't expect drops anytime soon despite Fed uncertainty\",\"isPartOf\":{\"@id\":\"https:\/\/www.red94.net\/news\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.red94.net\/news\/wp-content\/uploads\/2025\/12\/53463-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d.jpg.png\",\"datePublished\":\"2025-12-05T08:25:27+00:00\",\"dateModified\":\"2025-12-05T08:25:40+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/#primaryimage\",\"url\":\"https:\/\/www.red94.net\/news\/wp-content\/uploads\/2025\/12\/53463-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d.jpg.png\",\"contentUrl\":\"https:\/\/www.red94.net\/news\/wp-content\/uploads\/2025\/12\/53463-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d.jpg.png\",\"width\":1360,\"height\":768,\"caption\":\"Mortgage rates hold steady around 6.2%, experts say they won't drop anytime soon despite Fed uncertainty\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.red94.net\/news\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Entertainment\",\"item\":\"https:\/\/www.red94.net\/news\/entertainment\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Mortgage rates news: 6.2% holds steady as experts say don’t expect drops anytime soon despite Fed uncertainty\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.red94.net\/news\/#website\",\"url\":\"https:\/\/www.red94.net\/news\/\",\"name\":\"Red94\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.red94.net\/news\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.red94.net\/news\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.red94.net\/news\/#organization\",\"name\":\"Red94\",\"url\":\"https:\/\/www.red94.net\/news\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.red94.net\/news\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.red94.net\/news\/wp-content\/uploads\/2025\/07\/Logo-Red94.png\",\"contentUrl\":\"https:\/\/www.red94.net\/news\/wp-content\/uploads\/2025\/07\/Logo-Red94.png\",\"width\":289,\"height\":90,\"caption\":\"Red94\"},\"image\":{\"@id\":\"https:\/\/www.red94.net\/news\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.red94.net\/news\/#\/schema\/person\/a87cd0001445db88250833ec7b7ce9a9\",\"name\":\"Patrick Graham\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.red94.net\/news\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.red94.net\/news\/wp-content\/plugins\/generateperf\/images\/icons\/avatar.svg\",\"contentUrl\":\"https:\/\/www.red94.net\/news\/wp-content\/plugins\/generateperf\/images\/icons\/avatar.svg\",\"caption\":\"Patrick Graham\"},\"description\":\"Patrick Graham is a business and finance journalist translating Wall Street's complexities into stories that matter to everyday readers. With extensive experience in financial journalism and economic analysis, this expert journalist provides sharp insights on market trends, corporate developments, and the economic forces affecting daily life. His reporting helps readers make sense of the business world's biggest moves.\",\"url\":\"https:\/\/www.red94.net\/news\/author\/patrick-graham\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Mortgage rates news: 6.2% holds steady as experts say don't expect drops anytime soon despite Fed uncertainty","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/","og_locale":"en_US","og_type":"article","og_title":"Mortgage rates news: 6.2% holds steady as experts say don't expect drops anytime soon despite Fed uncertainty","og_description":"…","og_url":"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/","og_site_name":"Red94","article_published_time":"2025-12-05T08:25:27+00:00","article_modified_time":"2025-12-05T08:25:40+00:00","author":"Patrick Graham","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Patrick Graham","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/#article","isPartOf":{"@id":"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/"},"author":{"name":"Patrick Graham","@id":"https:\/\/www.red94.net\/news\/#\/schema\/person\/a87cd0001445db88250833ec7b7ce9a9"},"headline":"Mortgage rates news: 6.2% holds steady as experts say don’t expect drops anytime soon despite Fed uncertainty","datePublished":"2025-12-05T08:25:27+00:00","dateModified":"2025-12-05T08:25:40+00:00","mainEntityOfPage":{"@id":"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/"},"wordCount":947,"commentCount":0,"publisher":{"@id":"https:\/\/www.red94.net\/news\/#organization"},"image":{"@id":"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/#primaryimage"},"thumbnailUrl":"https:\/\/www.red94.net\/news\/wp-content\/uploads\/2025\/12\/53463-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d.jpg.png","articleSection":["Business & Finance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/","url":"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/","name":"Mortgage rates news: 6.2% holds steady as experts say don't expect drops anytime soon despite Fed uncertainty","isPartOf":{"@id":"https:\/\/www.red94.net\/news\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/#primaryimage"},"image":{"@id":"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/#primaryimage"},"thumbnailUrl":"https:\/\/www.red94.net\/news\/wp-content\/uploads\/2025\/12\/53463-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d.jpg.png","datePublished":"2025-12-05T08:25:27+00:00","dateModified":"2025-12-05T08:25:40+00:00","breadcrumb":{"@id":"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/#primaryimage","url":"https:\/\/www.red94.net\/news\/wp-content\/uploads\/2025\/12\/53463-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d.jpg.png","contentUrl":"https:\/\/www.red94.net\/news\/wp-content\/uploads\/2025\/12\/53463-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d.jpg.png","width":1360,"height":768,"caption":"Mortgage rates hold steady around 6.2%, experts say they won't drop anytime soon despite Fed uncertainty"},{"@type":"BreadcrumbList","@id":"https:\/\/www.red94.net\/news\/93527-mortgage-rates-hold-steady-around-6-2-experts-say-they-won-t-drop-anytime-soon-d\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.red94.net\/news\/"},{"@type":"ListItem","position":2,"name":"Entertainment","item":"https:\/\/www.red94.net\/news\/entertainment\/"},{"@type":"ListItem","position":3,"name":"Mortgage rates news: 6.2% holds steady as experts say don’t expect drops anytime soon despite Fed uncertainty"}]},{"@type":"WebSite","@id":"https:\/\/www.red94.net\/news\/#website","url":"https:\/\/www.red94.net\/news\/","name":"Red94","description":"","publisher":{"@id":"https:\/\/www.red94.net\/news\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.red94.net\/news\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.red94.net\/news\/#organization","name":"Red94","url":"https:\/\/www.red94.net\/news\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.red94.net\/news\/#\/schema\/logo\/image\/","url":"https:\/\/www.red94.net\/news\/wp-content\/uploads\/2025\/07\/Logo-Red94.png","contentUrl":"https:\/\/www.red94.net\/news\/wp-content\/uploads\/2025\/07\/Logo-Red94.png","width":289,"height":90,"caption":"Red94"},"image":{"@id":"https:\/\/www.red94.net\/news\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.red94.net\/news\/#\/schema\/person\/a87cd0001445db88250833ec7b7ce9a9","name":"Patrick Graham","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.red94.net\/news\/#\/schema\/person\/image\/","url":"https:\/\/www.red94.net\/news\/wp-content\/plugins\/generateperf\/images\/icons\/avatar.svg","contentUrl":"https:\/\/www.red94.net\/news\/wp-content\/plugins\/generateperf\/images\/icons\/avatar.svg","caption":"Patrick Graham"},"description":"Patrick Graham is a business and finance journalist translating Wall Street's complexities into stories that matter to everyday readers. With extensive experience in financial journalism and economic analysis, this expert journalist provides sharp insights on market trends, corporate developments, and the economic forces affecting daily life. His reporting helps readers make sense of the business world's biggest moves.","url":"https:\/\/www.red94.net\/news\/author\/patrick-graham\/"}]}},"views":48,"_links":{"self":[{"href":"https:\/\/www.red94.net\/news\/wp-json\/wp\/v2\/posts\/21417","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.red94.net\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.red94.net\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.red94.net\/news\/wp-json\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/www.red94.net\/news\/wp-json\/wp\/v2\/comments?post=21417"}],"version-history":[{"count":0,"href":"https:\/\/www.red94.net\/news\/wp-json\/wp\/v2\/posts\/21417\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.red94.net\/news\/wp-json\/wp\/v2\/media\/21416"}],"wp:attachment":[{"href":"https:\/\/www.red94.net\/news\/wp-json\/wp\/v2\/media?parent=21417"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.red94.net\/news\/wp-json\/wp\/v2\/categories?post=21417"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.red94.net\/news\/wp-json\/wp\/v2\/tags?post=21417"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}