Hard truth, 2 minutes today while ash still clings to photo frames. You’ll learn how to set up a digital document kit and film a quick home inventory so insurance claims move faster.
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When emergencies hit, paperwork chaos slows everything: lost IDs, missing policies, and foggy memory when listing what you owned. A simple two-part prep—a digital document kit plus a 3-minute walk-through video—can cut stress and speed claims, according to officials and survivor stories.
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More survivors are creating secure digital copies of essentials—IDs, policies, prescriptions, account info—so they can verify identity, file claims, and access cash quickly from anywhere. Pairing this with a room-by-room video helps prove ownership and condition, which reduces back-and-forth and shortens payout timelines.
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Households that prep a document kit and a home video now tend to navigate adjuster requests faster and with fewer denials. Those who delay face weeks of reconstruction of records, slower benefits, and disputed valuations.
“Emergencies will happen; be as financially prepared as possible.” — Nicole Lapin, author and former anchor
It’s been six months today since my house burned down and I lost everything.
I wish someone had told me to create a digital go bag. I wish I had gotten better insurance. I wish I could forgive myself for not. I wish I had scanned my documents. Filmed my home. Backed it all up.… pic.twitter.com/1Z5dtayEe9
— Nicole Lapin (@NicoleLapin) July 7, 2025
Your Two Fast Moves For Today
-
Build a digital document kit
Scan or photograph IDs, insurance, titles, medical cards, key receipts. Save to an encrypted cloud folder and one offline copy (USB in a fire-safe). Add a simple contacts list for banks, insurers, and doctors. -
Film a 3-minute home walk-through
Phone in hand, narrate brand, model, and condition of high-value items; open closets and drawers briefly. End with a shot of serial numbers where easy.
KPI Table
| Step | Detail | Deadline |
|---|---|---|
| Document Kit | IDs, policies, prescriptions, account list saved to two locations | Today |
| Walk-Through Video | 3–5 minutes covering each room, closets, serials | Today |
| Proof Test | From another device, confirm you can open files/video | Within 24 hours |
What To Expect Over The Next 60 Days
Expect more adjuster requests for proofs; your video plus documents cover most asks. September’s preparedness push means updated checklists; revisit your kit monthly, add new purchases, and re-film after major changes. If filing claims, set calendar reminders for appeal windows and contractor bids.
SOURCES
https://people.com/former-cnn-anchor-shares-how-she-rebuilt-her-life-after-the-la-fires-exclusive-11805970
https://www.ready.gov/emergency-financial-first-aid-kit
Jessica Morrison is a seasoned entertainment writer with over a decade of experience covering television, film, and pop culture. After earning a degree in journalism from New York University, she worked as a freelance writer for various entertainment magazines before joining red94.net. Her expertise lies in analyzing television series, from groundbreaking dramas to light-hearted comedies, and she often provides in-depth reviews and industry insights. Outside of writing, Jessica is an avid film buff and enjoys discovering new indie movies at local festivals.